There isn’t any! If approved, you’ll be asked to review and accept the loan terms by electronic signature before we can send the funds. Your finance charge and APR will be fully disclosed to you in your loan agreement. We want you to know every detail of the loan before committing yourself to it.

With Capital Financess, you may be able to qualify for a loan with bad credit, or even no credit at all.

To see if you qualify, simply fill out our online application form. Once we verify your personal information and you meet our underwriting requirements, you may be approved for an installment loan in a matter of minutes! There’s no risk to you! Apply NOW to see if you qualify.

At Capital Financess, we want to make sure you receive your funds as quickly as possible after you’ve been approved so we offer three delivery options:

Wire Transfers: Loans finalized prior to 2:35 p.m. CST (Mon-Fri) should post to the account same business day. Loans processed after this time should post to the account next business day.

Direct Deposit: Loans finalized prior to 12:00 p.m. CST (Mon-Fri) have the possibility of posting to the account same day. All loans finalized after this time will most likely post to the account by the end of next business day. (Deposits may take up to 48 hours depending on your bank). we can’t make deposits on holidays or weekends.

Paper Check: Your paper check will typically arrive at your address on file via USPS shipping within 7-10 business days.

(Note: You must review and accept the loan terms by electronic signature before we can send the funds. Your finance charge and APR will be fully disclosed to you in your loan agreement.)

You save money! We never charge any prepayment penalties, so paying your loan off early is a great way for you to save money on interest. For this reason, we encourage you to pay off your loan as quickly as possible.
The total cost differs for every loan. Our finance charge is based our proprietary scoring method, the amount you chose to borrow and the length of time you chose to keep your loan outstanding. Your finance charge and APR will be fully disclosed to you in your loan agreement. Apply today to see if you’re qualified, speak to one of our loan agents and review your loan agreement for your specific costs. There’s no risk in applying! Apply NOW to see what you qualify for.

No, we don’t. Recently, some online companies have been using dishonest business practices including false variations of our company’s name. By doing so, these companies can appear in search results and will try to direct you to a phony website pretending to be Capital Financess.

We are aware of the existence of these companies, and are taking every step we can to stop their deceitful practices. Don’t get scammed – make sure you are on the official www.capitalfinance.loan website only!

If you have recently searched for SpeedyLenders and were directed to a suspicious website, please contact us.  send us an email at customercare@capitalfinance.loan

ACH payments must be scheduled at least 2 business days before the debit date. However, validated debit card payments are effective the same day.
As soon as 50%  your current balance is paid off, you may reapply the following day for a new loan.

Brokerage products and services are offered through Capital Finances Advisors. Capital Finances Advisors is a trade name used by Capital Finances Clearing Services, LLC (SLCS) and Capital Finances Advisors Financial Network, LLC, Members , separate registered broker-dealers and non-bank affiliates of Capital Finances & Company.

Capital Financess® brokerage accounts are offered through SLCS (Capital Finances Clearing Services) .

Close Menu