WHAT DOES CAPITAL FINANCE DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
We use this information to:
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Capital Financess chooses to share; and whether you can limit this sharing.
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION
DOES CAPITAL FINANCE SHARE?
CAN YOU LIMIT THIS SHARING?
For our everyday business purposes – such as to process your transaction, maintain your account(s), respond to court orders, respond to a subpoena, similar legal process and legal investigations, when we believe in good faith that disclosure is necessary to protect our rights protect your safety or the safety of others, investigate fraud, respond to a government request, or report to credit bureaus
For our marketing purposes – to offer our products and services to you
For our joint marketing with other financial companies
For our affiliates’ everyday business purposes – information about your transactions and experiences
For our affiliates’ everyday business purposes – information about your creditworthiness
For our affiliates to market to you
For non-affiliates to market to you
go to www.capitalfinance.loan
WHO WE ARE
WHO IS PROVIDING THIS NOTICE?
WHAT WE DO
HOW DOES CAPITAL FINANCE PROTECT MY PERSONAL INFORMATION?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain physical, electronic, and procedural safeguards i.e. computer virus protection software, and firewalls. Only authorized employees have access.
HOW DOES CAPITAL FINANCE COLLECT MY PERSONAL INFORMATION?
We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
WHY CAN’T I LIMIT ALL SHARING?
Federal law gives to you the right to limit only:
WHAT HAPPENS WHEN I LIMIT SHARING FOR AN ACCOUNT I HOLD JOINTLY WITH SOMEONE ELSE
Your choices will apply to everyone on your account.
Financial and nonfinancial companies related by common ownership or control.
Financial and nonfinancial companies not related by common ownership or control.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
OTHER IMPORTANT INFORMATION
If you no longer wish to receive promotional or newsletter communications, you may opt-out at any time by following the unsubscribe link located at the bottom of each communication or by emailing us at firstname.lastname@example.org
If we are involved in a merger, acquisition, or sale of all or a portion of our assets, you will be notified via email and/or prominent notice on our web site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.
Capital Financess may also share your name and geographic address with other reputable companies who have offers we think may interest you. These marketers may in turn contact you. These companies may offer you products and services from time to time but will allow you to opt-out at any time from future offerings. These marketing partners may contact you via written or electronic communication, to include email. If you do not wish to be contacted by these third parties, you may opt-out by emailing us at email@example.com (secured to:) or by contacting that third party directly.
LINKS TO OTHER SITES
This site may contain links to other sites that are not owned or controlled by us. Please be aware that we are not responsible for the privacy practices or the content of these linked sites. If you submit personal information to any of those sites, your information is governed by their privacy policies. We encourage you to be aware when you leave our site and to read the privacy policies of each and every Web site that collects personal information.
The security of your personal information is important to us. We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, we cannot guarantee its absolute security.
We use Google Analytics, a web analytics service provided by Google, Inc. (“Google”) to collect certain information relating to your use of the Website. Google Analytics uses “cookies”, which are text files placed on your computer, to help the Website analyze how users use the site. You can find out more about how Google uses data when you visit our Website by visiting “How Google uses data when you use our partners’ sites or apps”, (located at www.google.com/policies/privacy/partners/). We may also use Google Analytics Advertising Features to provide you with interest-based advertising based on your online activity. For more information regarding Google Analytics please visit Google’s website, and pages that describe Google Analytics, such as www.google.com/analytics/learn/privacy.html. To learn more about interest-based advertisements and your opt-out rights and options, visit the Digital Advertising Alliance and the Network Advertising Initiative websites (www.aboutads.info and www.networkadvertising.org), or by clicking the “ad choices” icon by the advertisement and selecting what types of advertisement you wish to opt out of. Please note that if you choose to opt out, you may continue to see ads on our Website, but they will not be based on how you browse and shop.
COOKIES AND OTHER TRACKING TECHNOLOGIES
We use session ID cookies and persistent cookies. We use session cookies to make it easier for you to navigate our site. A session ID cookie expires when you close your browser. A persistent cookie remains on your hard drive for an extended period of time. You can remove persistent cookies by following directions provided in your Internet browser’s “help” file.
We set a persistent cookie to store your passwords, so you don’t have to enter it more than once. Persistent cookies also enable us to track and target the interests of our users to enhance the experience on our site. If you choose to not have your browser accept cookies from the Capital Financess website, you will not be able to subscribe to the service offerings on the Capital Financess website.
As is true of most web sites, we gather certain information automatically and store it in log files. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data.
We do not link this automatically collected data to other information we collect about you. We do this to improve services we offer you.
We use Local Storage, such as HTML5, to store content information and preferences. Various browsers may offer their own management tools for removing HTML5.
FACEBOOK CONNECT OR OTHER OPENID PROVIDER
You can log in to our site using sign-in services such as Facebook Connect or an Open ID provider. These services will authenticate your identity and provide you the option to share certain personal information with us such as your name and email address to pre-populate our sign up form. Services like Facebook Connect give you the option to post information about your activities on this Web site to your profile page to share with others within your network.
SOCIAL MEDIA WIDGETS
ACCESS TO PERSONAL INFORMATION
If your personal information changes, or if you no longer desire our service, you may correct, delete inaccuracies, or amend it by making the change within my account section of our site or by emailing us at moc.naolbewnacirema@eracremotsuc. We will respond to your access request within 30 days.
We will retain your information for as long as your account is active or as needed to provide you services. If you wish to cancel your account or request that we no longer use your information to provide you services contact us at moc.naolbewnacirema@eracremotsuc. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
CHANGES TO THIS POLICY
COLLECTION AND USE OF BANK INFORMATION
If we extend credit to a consumer, we will consider the bank account information provided by the consumer as eligible for us to process payments against. In addition, as part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be part of the application process.